Job VC

A leading UK-based financial services company in the medical and dentistry sectors is hiring a
Lead–Senior PHP Software Engineer
to join their core
Automatic Lending Platform (ALP)
team.
The platform powers automated lending, loan management, payment processing, and integrations with credit bureaus, lenders, and payment providers. This is a
full-stack role
with a strong focus on backend PHP development, working on a mature, mission-critical financial system.
The engineering team follows an
AI-forward approach
, actively using tools like GitHub Copilot, Claude, and Cursor to accelerate development, while maintaining high standards for security, correctness, and code quality.

Responsibilities
Develop and maintain features across
automated decisioning, loan management, and payment processing
Build integrations with
credit reference agencies (TransUnion, Equifax), lenders, and payment gateways
Implement automated workflows using
event-driven architecture
and decision engines
Work with
multi-tenant systems
, ensuring data isolation and security
Optimize database queries and caching for performance and scalability
Contribute to
REST API
development for internal and external integrations
Write and maintain
unit and functional tests
(Codeception)
Participate in
AI-assisted code reviews
Debug production issues involving financial transactions and third-party integrations

Required Skills & Experience
3+ years of PHP experience (PHP 8.1+)
Strong hands-on experience with
Yii2
(ActiveRecord, components, modules, behaviors)
Solid understanding of
MVC, OOP
, modern PHP features
Strong
MySQL
skills (complex queries, transactions, indexing, migrations)
Experience building
RESTful APIs
and authentication systems (OAuth, API keys, sessions)
Experience with
background job processing / queues
Understanding of
caching strategies (Redis)
Frontend basics:
CSS (Flexbox, Grid), responsive design
Experience with
Git, Docker
, and software testing practices
Ability to work with large, legacy codebases
Strong debugging skills and critical thinking, especially when reviewing AI-generated code
Nice to Have
Experience in
fintech, lending, or financial services
Knowledge of
Vue.js 3
Experience with
event-driven architectures
, rule engines, or workflow systems
Experience with
payment processing
, open banking, or credit bureaus
Experience using
AI coding tools
(Copilot, Claude, Cursor)
Experience with
CI/CD pipelines
, TypeScript, or other PHP frameworks (Laravel, Symfony)